Student Health Insurance | Central Washington University

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Eligibility and Plan Information

This page includes coverage dates and plan cost for Undergraduates, Graduate Students without an Assistantship, International Students and Visiting Faculty/Scholars. This is offered as an informational resource to students interested in obtaining health insurance through the Student Health Insurance Plan (SHIP) which CWU makes available to its students who meet the eligibility requirements of the plan.

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Eligibility

During the open enrollment period noted below, all registered Undergraduate Students taking 6 or more credit hours, Graduate Students without an assistantship taking 3 or more credit hours, Post-Graduate Students taking 1 or more credit hours, Pre-Doctoral Interns, Visiting Scholars, Research Scholars, and International Students/Scholars are eligible to enroll. Students must actively attend classes for at least the first 31 days after the date for which coverage is purchased. Home study, distance learning, internet classes and television (TV) courses do not fulfill the eligibility requirements that the student actively attend classes. The Company maintains its right to investigate student status and attendance records to verify that the eligibility requirements have been met. If the Company discovers the eligibility requirements have not been met, its only obligation is refund of premium.

2025-2026 Effective Dates and Costs (9/16/25 to 9/15/26)
For more in-depth information, please check out the 2025-2026 summary brochure and Exclusions.

Annual (9/16/25 to 9/15/26)
- Student: $2,767.00
- Student & Spouse: $2,767.00
- Student & One Child: $2,767.00
- Student & Two or More Children: $5,534.00
- Student, Spouse & One Child: $8,301.00
Fall (9/16/25 to 1/05/26)
- Student: $849.00
- Student & Spouse: $849.00
- Student & One Child: $849.00
- Student & Two or More Children: $1,698.00
- Student, Spouse & One Child: $2,547.00
Winter (1/06/26 to 3/30/26)
- Student: $637.00
- Student & Spouse: $637.00
- Student & One Child: $637.00
- Student & Two or More Children: $1,274.00
- Student, Spouse & One Child: $1,911.00
Spring (3/31/26 to 6/21/26)
- Student: $629.00
- Student & Spouse: $629.00
- Student & One Child: $629.00
- Student & Two or More Children: $1,258.00
- Student, Spouse & One Child: $1,887.00
Summer (6/22/26 to 9/15/26)
- Student: $652.00
- Student & Spouse: $652.00
- Student & One Child: $652.00
- Student & Two or More Children: $1,304.00
- Student, Spouse & One Child: $1,956.00
Spring/Summer (3/31/26 to 9/15/26)
- Student: $1,281.00
- Student & Spouse: $1,281.00
- Student & One Child: $1,281.00
- Student & Two or More Children: $2,562.00
- Student, Spouse & One Child: $3,843.00
Brochures | Create your My Account | Free Mobile App | Etc.

Certificate-Plan
Summary Brochure
How to create your My Account - View benefits, view or print your ID card, claims status, etc.
Mobile App Information- Free Mobile App gives you quick and easy access to all your information.
How to Enroll Dependents Online
How to Enroll (Including how to enroll your dependents online)
Enroll at United Health Care
- Choose your plan description
- Select Explore Policy
- Choose the "Enroll Now" button
Guide to How to Enroll Dependents Online

The information provided here does not include all terms, conditions and exclusions of coverage:

Please contact Toni Burvee, Director of Business Services with questions at (509) 963-2335, or visit the United Health Care Website .

If you have any questions about benefits, please contact UHCSR Customer Service at 1-800-767-0700, or consult the summary brochure.

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