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Instructional Videos

Start Here: Introduction to Insurance Information Video

An introduction video with basic information about this insurance webpage, CWU insurance requirements, pre-approved plans and submitting the documents.

2022-23 Detailed Insurance Presentation Video

A deeper explanation of everything in the previous video as well as a comparison of the different pre-approved insurance plans.

• CWU'S MINIMUM HEALTH INSURANCE REQUIREMENTS
• REQUIRED FORMS
• NON-COMPLIANCE
• DEADLINES
• PRE-APPROVED PLANS
• PLANS NOT PRE-APPROVED
• REPATRIATION AND EVACUATION SUPPLEMENTAL COVERAGE
• CONTACT US

CWU’S MINIMUM HEALTH INSURANCE REQUIREMENTS

All CWU international students that live in the United States are required to have health insurance which meets CWU’s minimum requirements. If you are living overseas and taking online classes you do not need American health insurance.  Please email intl_insurance@cwu.edu to let us know if you meet this exception. 

REQUIRED FORMS

The following forms are required each time an international student initially purchases, changes, extends, or otherwise updates their insurance coverage:

• Receipt of plan purchase, confirmation of coverage letter -OR- (sponsored students only) Financial Guarantee
• Current insurance card

The period of coverage shown on the receipt or Financial Guarantee must be equal to or greater than the effective dates listed below.*

* CWU recommends coverage to begin on the day you start travel to CWU. The required start date listed above is the first day of class for that term.
** Unless you are returning to your home country for the entire summer term, insurance is still required. (Please note that if you do return home and do not continue your coverage during summer term, you will have a lapse in coverage, meaning your waiting period for pre-existing conditions could start over.)

NON-COMPLIANCE

Any student who has not provided full proof of coverage (including copies of their insurance card and receipt, via the online submission portal) will be enrolled in the SHIP insurance plan with the cost of the plan charged to their student account. They will also be found out of compliance with the procedures that support CWU's policy regarding international student insurance. As such, they may have their registration blocked for the next quarter and/or have their noncompliance reported the the Office of Student Rights and Responsibilities.

DEADLINES

Students who do not submit proof of adequate insurance by the deadline each quarter will be automatically enrolled in CWU's Student Health Insurance Plan (SHIP) and have their student account charged accordingly.

PRE-APPROVED PLANS

The following plans meet CWU's minimum requirements and are available for purchase.

ISO plans

ISO offers two individual plan that meet CWU minimum requirements. These policies exclude intercollegiate sports, but include intramural and club sports. Dates of coverage are automatically set to match required dates for CWU.
Click to view or enroll in an ISO plan

LewerMark

LewerMark offers an individual plan that meets CWU minimum requirements. This policy excludes intercollegiate sports, but includes intramural and club sports. Dates of coverage are automatically set to match required dates for CWU.
Click to view or enroll in the LewerMark plan

PSI plans

PSI offers three individual plans that meet CWU minimum requirements. These policies exclude intercollegiate sports, but include intramural and club sports.  Dates of coverage are automatically set to match required dates for CWU, or you can choose your desired dates of coverage. 
Click to view or enroll in a PSI plan

SHIP (Student Health Insurance Plan)

CWU’s student health plan with United Healthcare is available for F-1 and J-1 students.  This plan includes intercollegiate sports coverage. Dates of coverage are automatically set to match required dates for CWU.  This is the plan you will be automatically enrolled into if you do not provide proof of adequate insurance by the deadline each term.
Click to view or enroll in SHIP

PLANS NOT PRE-APPROVED

If you would like to use an insurance plan that is not one of CWU's pre-approved plans, you must first submit a detailed policy brochure to intl_insurance@cwu.edu no less than two weeks before the quarter deadline. 

REPATRIATION AND EVACUATION SUPPLEMENTAL COVERAGE

SOS International offers a repatriation and medical evacuation policy that meets CWU requirements if you have insurance that is otherwise approved and are only in need of this coverage to be compliant.
Click to view or enroll in SOS International

CONTACT US

Email:  intl_insurance@cwu.edu

Telephone:  509-963-1375