Planning for Retirement : URP Members

The University Retirement Plan (URP) is a defined contribution plan, where you contribute a portion of your salary on a pre-tax basis, and the university matches those contributions. You decide how your retirement plan savings will be invested, among the mutual funds and annuities available through our three fund sponsors; Fidelity, TIAA-CREF and Vanguard. The educational information below is intended to assist with retirement planning, and is organized by topic and by format.

Workshops and Seminars
Please click above to check the schedule for Workshops and Seminars.

On Track for Retirement
Estimate the amount of retirement income you'll receive from your current retirement plan under various assumptions, calculate your financial needs in retirement. If there is a shortfall, calculate how much you would need to increase your savings or delay your retirement to reach your target retirement income.

Investment Choices and Financial Planning
Learn more about allocating your retirement savings among the various annuities, stock, bond, real estate and hybrid funds to maximize your return and minimize your risk.

Getting Ready to Go
If you are nearing retirement, learn about options for setting up retirement income and how you may want to adjust your investments during retirement.

Health Insurance During Retirement
You can maintain your current employee medical and dental insurance during retirement on a self-pay basis. Note that the cost during retirement is far more than the cost during employment, when the university pays the majority of the premiums.

NOTE: The University and the Benefits Office staff cannot provide investment advice to employees.