Planning for Retirement : Investing and Financial Planning

Investing Your Retirement Savings

If your primary retirement plan is the University Retirement Plan (URP), or if you have additional retirement savings through the Supplemental Retirement Plan (SRP) or the Deferred Compensation Plan (DCP), you are required to make investment choices to manage your retirement savings.

Building a retirement portfolio that is right for you takes some planning. Below are links to web sites and a list of print material to help you learn more about allocating your retirement savings among the various annuities, stock, bond, real estate and hybrid funds to maximize your return and minimize your risk.

Web Links

The following sites offer e-learning on subjects such as retirement planning, asset allocation, estate planning, saving for college, etc. Some of the sites are complex with excellent information ranging from basic to advanced levels. So take some time and explore.

• Fidelity Planning Tools for Retirement
• Vanguard Planning & Education
• TIAA-CREF Investment Strategies
• Money Magazine Money 101
• Fidelity Estate Planning
• Vanguard Estate Planning
• Money Magazine Tools
• TIAA-CREF Tools
• Saving for College

Print Material

Click to view a list of Print Material on Investing that you can order on line to be sent to you at work through campus mail.

You may also want to attend one of the Workshops and Seminars that are available.

NOTE: The University and the Benefits Office staff cannot provide investment advice to employees.