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Business Services and Contracts : Student Health Insurance Details

Eligibility
Cost: Plan I - Standard Plan
Cost: Plan II - Enhanced Plan
Plan Comparison
Effective / Expiration Periods
Student Health Insurance Information

This page is offered as an informational resource to students interested in obtaining health insurance through CWU.

Eligibility:

All registered undergraduate students taking 6 or more credit hours, graduate students taking 3 or more credit hours, post-graduate students taking 1 or more credit hours, pre-doctoral interns, visiting scholars, research scholars, and international students are eligible to enroll in Plan I - Standard Plan (2008-686-1) or Plan II - Enhanced Plan (2008-686-2).

All registered graduate assistants taking credit hours are automatically enrolled in Plan 1 - Standard Plan and the premium is paid directly by the University. All registered graduate assistants taking credit hours who wish to be enrolled in Plan II - Enhanced Plan rather than Plan I - Standard Plan, must notify the University and pay the difference in premium to the University to upgrade their coverage. Registered graduate assistants who are not taking credit hours during summer quarter will not be enrolled in Plan I - Standard Plan (or Plan II - Enhanced Plan if applicable) by the University for the summer quarter. Graduate assistants may enroll directly with the company for the summer quarter by paying the appropriate premium, provided that the Graduate Assistant was enrolled in Plan I - Standard Plan or Plan II - Enhanced Plan for the spring quarter and enrolls in the same plan option for the summer quarter.

All international students engaged in educational activities at CWU are encouraged to be enrolled under one of the policy plans.

Students must actively attend classes for at least the first 31 days after the date for which coverage is purchased. Home study, correspondence, and television (TV) courses do not fulfill the Eligibility requirements that the student actively attend classes. The Company maintains its right to investigate student status and attendance records to verify that the policy Eligibility requirements have been met. If the Company discovers the Eligibilityrequirements have not been met, its only obligation is to refund premium.

Eligible students who enroll may also insure their dependents. Eligible dependents are the spouse and unmarried children under 19 years of age. Dependent eligibility expires concurrently with that of the Insured student.

Students who receive financial aid may guarantee their coverage by completing their application prior to the receipt of their financial aid refunds. Enrollment forms may be completed at the Central Washington University Cashier's Office. It is the student's responsibility to guarantee the insurance payment on the Financial Aid Refund Day.

Note: Students who receive financial aid may charge the cost of the insurance premium to their student account by completing their application prior to the last day of add/drop each quarter.

 

Plan I - Standard Plan Cost of Coverage for the 2008-2009 Academic Year:

  Annual Fall Quarter Winter Quarter Spring Quarter Summer Quarter
A. Student $1,094 $318 $257 $254 $287
B. Spouse $2,473 $719 $581 $574 $650
C. Each Child $1350 $392 $317 $313 $355

Plan II - Enhanced Plan Cost of Coverage for the 2008-2009 Academic Year:

  Annual Fall Quarter Winter Quarter Spring Quarter Summer Quarter
A. Student $1383 $402 $325 $321 $363
B. Spouse $3125 $908 $734 $725 $821
C. Each Child $1706 $496 $400 $396 $448

Comparison of plan options :

Benefit Plan I - Standard Plan Plan II - Enhanced Plan
Maximum Benefit per Illness or Injury $50,000 $100,000
     
Hospital Misc. Expense 100% of Usual and Customary Charges / $2,500 aggregate maximum per day 100% of Usual and Customary Charges / $4,000 aggregate maximum per day
Outpatient Misc. Benefit 100% of Usual and Customary Charges / $2,000 maximum 100% of Usual and Customary Charges / $4,000 maximum
Prescription Drugs $500 maximum per policy per year $2,000 maximum per policy year
Anesthetist 25% of surgery allowance 50% of surgery allowance
Ambulance Services 100% of Usual and Customary Charges / $200 maximum 100% of Usual and Customary Charges / $400 maximum

Note: Make your selection carefully, you cannot upgrade or downgrade coverage after the initial purchase of the Plan for the policy year.

Effective / Expiration Periods:

Annual (A-) 09-24-2008 to 09-23-2009 Annual option is only available to students if selected during fall quarter of the policy year. Otherwise you will need to enroll quarterly.
Fall (F-) 09-24-2008 to 01-05-2009
Winter (W-) 01-06-2008 to 03-30-2009
Spring (G-) 03-31-2009 to 06-21-2009
Summer (S-) 06-22-2009 to 09-23-2009

 


The information provided here does not include all terms, conditions and exclusions of coverage. Please contact Toni Burvee, Insurance Program Manager, with questions at (509) 963-2335 or via email at burveet@cwu.edu. Applications are also available at the Cashier's Office located in Barge Hall Rm 104.

Contact Information

Insurance
Mailstop 7474
400 E. University Way
Ellensburg, WA 98926
963-2335
email: burveet@cwu.edu
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