Optional Supplemental Retirement Savings Plan
To Enroll in the Voluntary Investment Plan (VIP) or Change Contribution Amount, Log in or Register on our page on the Fidelity website.
VIP is a tax-deferred optional 403(b) retirement savings plan. Contributions are not matched by the University.
All CWU employees, except students, may participate in the VIP in addition to their regular retirement plan.
Maximum Contribution Limits for 2020
The maximum amount you can contribute to your VIP for 2020 is $19,500, if you're under age 50 and $26,000 if you're age 50 or over.
Maximum Contribution Limits for 2019
The maximum amount you can contribute to your VIP for 2019 is $19,000 if you're under age 50 and $25,000 if you're age 50 or over.
CWU reserves the right to stop or return VIP contributions to prevent over-deferrals.
Money contributed to the VIP may only be withdrawn when you reach age 59 1/2 or separate from employment. Penalty for early withdrawal may apply.
The University cannot provide investment advice to employees.
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