Auto & Home Insurance

If you are eligible for the employee medical, dental, and life and LTD insurances, then you are eligible to apply for the auto/home insurance.

Automobile or  Homeowners Insurance is available through payroll deduction with a state selected vendor, Liberty Mutual, 1-800-319-6523 . If you are on an academic year appointment, or go on leave without pay, you must take premium payments directly to vendo.

Long Term Care Insurance

Long-term care refers to a broad range of medical, personal, and social services provided to those unable to care for themselves over a relatively long period of time.

You are eligible to apply for LTC insurance if you are:

• an employee actively at work and eligible for the PEBB medical plans;
• a retiree eligible for the PEBB medical plans;
• the parents or parents-in-law (issue age under 80) of an eligible employee or retiree;
• the spouse or surviving spouse of an eligible employee or retiree

Premiums are specific to the individual and are determined by age, plan and options chosen. To obtain premium information go online to: John Hancock (User ID: pebbltc / Password: jhancock) or call 1-800-399-7271

Premiums are payable monthly by check to John Hancock or by monthly automatic bank withdrawal. Payroll deduction is not a payment option at this time.

Dependent Care Assistance Program
The Dependent Care Assistance Program (DCAP) is a plan that saves you money by alowing you to set aside pre-tax funds into a spending account to pay for allowable child or elder care (e.g. babysitting, daycare, in-home care for an older dependent incapable of self-care).

Flexible Spending Account
The Flexible Spending Account (FSA or Health Care Reimbursement Account) is a program that allows  you to use pre-tax money to pay for certain medical expenses. Enrolling in the FSA can lead to savings of up to 40% on each dollar that is set aside.

Retiree Medical Spending Account (VEBA)
Upon retirement, 25% of cashed-out sick leave is placed into a health reimbursement account, which is a plan that reimburses out-of-pocket health care costs incurred by you, your spouse, and qualified dependents. All contributions, investment earnings, and withdrawals (claims) are tax-free!