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Membership Benefits

The CWU Federal Credit Union is...


Payroll deduction for savings and loans! This free service lets you transfer a designated amount of money from each CWU paycheck to any savings or loan account(s) you have with the CWUFCU.

Save time:

  • Deposits and loan payments are made automatically
  • Adding to your savings account doesn't involve waiting in line to make a deposit

Save money:

  • No coupon books for loan payments, so no mailing costs
  • Loan payments are never late or lost, so no late fees
  • Savings deposits begin earning dividends immediately
  • Add to your savings before you begin paying the monthly bills


Rates for your savings and loan needs!

  • We do our best to keep our rates competitive across the board day in, day out.
  • Competitive, three- to six-year loans are available for new and used cars, trucks, RVs, and motorcycles. Signature loans, share secured loans, and personal lines of credit are also available.
  • Dividends on savings are accrued daily!
  • View our most current savings and loan rates at


It's how we do business!

  • You expect your personal information to be treated in an appropriate and confidential manner, which is why we maintain a strict policy on member confidentiality.
  • All credit union volunteers and employees are required to fully protect each member's confidential information.
  • We also strive to ensure that the information we maintain about our members is accurate, current, and complete.
  • We only collect, retain, and use the information needed to operate and to make available products, services, and opportunities of interest to our members.


Wildcats helping Wildcats since 1962!

  • You may be able to find a “special” savings or loan rate better than our every day great savings and loan rates. Maybe. But, do you really want to search that hard to save or earn just pennies?
  • And, don't forget about the convenience of free, automatic payroll deduction. How much is that worth?
  • Will you find a credit union that cares more about you and your family? Doubtful.
  • Why? Because we are you! The CWU Federal Credit Union is professionally directed by volunteer Central employees, and its membership is comprised of CWU faculty and staff and their families. We are part of the same community.
  • We pride ourselves in offering the highest level of customer service and appreciate the opportunity to earn your business.