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Campus Notices

Optional Long Term Disability (LTD) Insurance One-Time Enrollment Opportunity – March 2019

Notice Type: 
Notices
Event Date: 
Fri, 03/01/2019 to Fri, 03/29/2019

From March 1 through 31, 2019, benefit eligible faculty and staff have a special, one-time open enrollment opportunity for optional long-term disability (LTD) insurance without providing evidence of insurability (proof of good health).

To enroll or reduce your waiting period, complete the Long-Term Disability One-time Open Enrollment/Change Form and submit it to Human Resources at mailstop 7425 or Mitchell Hall by Friday, March 29, 2019.


What is Long-term disability (LTD) insurance?
LTD insurance helps protect you from the financial risk of lost earnings due to serious injury or illness. Once approved, LTD pays you a percentage of your monthly earnings if you become disabled.


What is the LTD benefit amount?
The monthly benefit provides 60% of pre-disability earnings, reduced by deductible income (such as workers’ comp payments and Social Security, etc...).

How much does it cost?
Find rates online: LTD Premiums


Learn more
• Review the Certificate of Coverage
• Visit the LTD webpage
• Visit The Standard's website


Ready to Enroll?
Submit the LTD One-Time Open Enrollment/Change Form to Human Resources in Mitchell Hall or mailstop 7425 by Friday, March 29, 2019.


Standard Insurance Company offers LTD insurance you can count on. Optional LTD insurance can help you pay for things such as your mortgage, utilities, and other everyday living expenses should you become disabled.

Note: The current preexisting condition exclusion and 12-month exclusion period will still apply during the one-time open enrollment. Please read your certificate of coverage carefully to understand this benefit.

These policies have exclusions, limitations, reduction of benefits and terms under which the policies may be continued in force or terminated. Please contact The Standard for additional information: 1-800-368-2860.

 

 

 

 

 

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