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Employee Benefits : Life Insurance Rates
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Basic Dependent Insurance

Part B Basic Dependent cost beginning 2008 $0.52 per month.

Supplemental and Optional Life Insurance Rates beginning 2008

Part B Supplemental, Part C Optional, and Part D Supplemental Insurance
Employee and Spouse or SSDP Rate Per Month, Per $1000 Coverage
Age of Insured Non-Smoker Smoker
Less than 25 $.030 $.038
25-29 .032 .046
30-34 .036 .060
35-39 .042 .070
40-44 .066 .078
45-49 .096 .116
50-54 .148 .176
55-59 .276 .328
60-64 .424 .502
65-69 .782 .966
70 and over 1.164 1.566


Part E Accidental Death & Dismemberment (AD&D) Rates beginning 2008

  Coverage Your Spouse Would Have Coverage Your Children Would Have
Employee AD&D Cost if You Cover Only Yourself Cost if you Cover You And Your Dependents With No Children With Children With a Spouse No Spouse
$25,000 $0.25 $0.35 $12,500 $10,000 $1,250 $2,500
50,000 0.50 0.70 25,000 20,000 2,500 5,000
75,000 0.75 1.05 37,500 30,000 3,750 7,500
100,000 1.00 1.40 50,000 40,000 5,000 10,000
125,000 1.25 1.75 62,500 50,000 6,250 12,500
150,000 1.50 2.10 75,000 60,000 7,500 15,000
175,000 1.75 2.45 87,500 70,000 8,750 17,500
200,000 2.00 2.80 100,000 80,000 10,000 20,000
225,000 2.25 3.15 112,500 90,000 11,250 22,500
250,000 2.50 3.50 125,000 100,000 12,500 25,000
Contact Information
Human Resources
400 E. University Way
Ellensburg, WA 98926
Mail Stop 7425
(509) 963-1202
Fax: (509) 963-1733
humanres@cwu.edu
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